The mild winters in Lubbock paired with the friendly atmosphere make this northwest Texas outpost a great option for assisted living. Home of Texas Tech, Lubbock offers plenty of big city conveniences while maintaining an element of small town Texas charm.
You can also read reviews written by residents and family members. We offer a look at the costs of assisted living in Lubbock and the different options for paying. We developed a proprietary recommendation system that orders Lubbock community options based on factors we know are important to seniors and their families:.
The graphic below enables you to compare the starting prices of assisted living communities across the greater Lubbock area. Families typically use a combination of payment methods to pay for assisted living. This may include private pay and public and private health insurance options. Often living expenses like room and board are paid for out of pocket but many supportive services and care costs may be covered by a private insurance plan or government programs such as Medicare and Medicaid.
Veterans also may have access to VA benefits that help with the costs of assisted living. Private pay methods for covering assisted living costs are unique to each family but some examples include personal savings, investment returns, Social Security benefits, and income from a pension. Some families may consider selling a house or taking out a reverse mortgage to cover the costs of assisted living. Other private pay options include those featured in the following articles.
Veterans may be entitled to a variety of benefits through the VA that can help cover some of the costs of assisted living. One common benefit includes the VA Pension, which is a monthly income for qualified veterans. The Aid and Attendance benefit provides extra financial resources to cover the costs of long-term care.
