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How emergency cash keeps workers out of debt and on the job while also helping build worker-focused organizations. Emergency cash is about getting money into the hands of people who need it, when they need it. A large and growing portion of the U. Wages are low and our current safety net is insufficient for a lot of workers. This is why having a way for workers to draw down on cash in an emergency matters. So for the last few years, The Workers Lab has been trying, with our friends and partners, to give this helpful idea for workers a chance to succeed.
Please take a look at this case study outlining our key findings across four separate design sprints , and learn more about each design sprint below. Design Sprint 1: Identify the best practices for delivering emergency cash and the impact it has on workers. From - The Workers Lab invested in and led a Design Sprint focused on getting emergency cash to workers.
We partnered with thought leaders across the fields of financial inclusion, product innovation, and labor and employment policy to design and test an emergency cash delivery pilot. Our methodology and findings from this experiment are available in a report and recorded briefing. The Workers Lab had trusted relationships, tested tools, and respected partners in place to be a financial first responder. More on this important effort can be found here. Design Sprint 3: Incubate a new social enterprise to deliver emergency cash.
Design Sprint 4: Explore how emergency cash can also benefit the organization helping deliver it to workers. We then partnered with the Texas Workers Defense Fund to measure the organizational benefits of providing emergency cash. The final report outlining key findings from this project is available here. Lorem ipsum dolor sit amet, consectetur adipiscing elit. Cras justo lectus, euismod convallis tristique id, tincidunt sit amet purus.
In mollis placerat magna non rhoncus. Donec eget fermentum mi. For nearly ten years, Co-op Dayton has been training and seeding worker-led cooperatives, including a community-owned grocery cooperative, Gem City Market, which opened in a food desert.